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What Makes us Different from A Bank

Since 1935, Railroad & Industrial in Tampa Bay has been a member-owned, not-for-profit financial institution. In 1935, 14 Railroad employees met in Tampa and decided to charter the credit union. Overtime, the original $70 in assets has grown to over $300 million in assets, over 32,000 members and several locations! Not only can you visit an office, we offer a fully funcitonal robust mobile platform, including a mobile website, Apple App, and Google Play App. We believe the founders would be pleased to know that Railroad & Industrial Federal Credit Union has remained true to their founding values of service to employees by offering a place where employees can conveniently and consistently save and borrow money safely. We're better than a bank, we're a credit union!

The Value of Membership

Railroad & Industrial is not a publicly traded company, so we only answer to our shareholders. The credit union is a financial institution that shareholders (customers) can trust and where they will always experience the best value and the best service.


Our Mission

The mission of the credit union is to enrich the lives of our members by providing quality financial services within the credit union philosophy of people helping people while maintaining a strong financial foundation.

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